Key Insights
The Croatian Point-of-Sale (POS) terminal market is projected for substantial growth, reaching an estimated $32.33 billion by 2025. The market anticipates a Compound Annual Growth Rate (CAGR) of 9.8% between 2025 and 2033. This expansion is propelled by the increasing adoption of digital payment methods across retail, hospitality, and healthcare sectors, driving demand for efficient POS solutions. The rise of e-commerce and omnichannel strategies further accelerates this trend, as businesses seek integrated online and offline sales processes. Technological advancements, including mobile and cloud-based POS systems, offer enhanced flexibility and cost-effectiveness. These advanced systems often include inventory management, CRM, and analytics for operational optimization and improved customer experiences. Supportive government initiatives promoting digitalization and simplified payment processes are also fostering a favorable regulatory environment.

Croatia POS Terminals Market Market Size (In Billion)

While the market exhibits positive drivers, challenges such as the relatively small Croatian economy, potential economic fluctuations, and the necessity for robust cybersecurity and data privacy measures may influence growth. Market segmentation indicates a dominance of fixed POS systems, with a notable increase in mobile POS adoption, reflecting a transition towards more adaptable payment solutions. Key industry players, including Bluebird Inc, Monri, Global Payments, and NCR Corporation, are actively engaged in this competitive landscape. The projected growth underscores a promising future for the Croatian POS terminal market, driven by ongoing digitalization across various domestic sectors.

Croatia POS Terminals Market Company Market Share

This comprehensive report offers actionable insights into the Croatia POS Terminals Market from 2019 to 2033. It covers market size, segmentation, key players, growth drivers, challenges, and future opportunities. The study period spans 2019-2033, with 2025 serving as the base and estimated year, and a forecast period of 2025-2033. The historical analysis covers 2019-2024.
Croatia POS Terminals Market Concentration & Innovation
The Croatian POS terminals market exhibits a moderately concentrated landscape, with a few dominant players holding a significant market share, estimated at 72% in 2025. Key players include Bluebird Inc, Monri, Global Payments s r o, Web Studio WSPay, Kevin, NCR Corporation, VeriFone Inc, NEC Corporation, and myPOS World Ltd. However, the market also features several smaller, specialized vendors, creating a dynamic competitive environment.
Innovation is driven by the increasing adoption of contactless payments, the rise of mobile POS systems, and the integration of advanced technologies like AI and cloud computing. Regulatory frameworks, while generally supportive of technological advancements in payment processing, continue to evolve, impacting market dynamics. The market also sees the emergence of substitute payment solutions like mobile wallets and online payment gateways, which are increasingly used alongside traditional POS terminals. Consumer preference for seamless and secure payment experiences is a key factor shaping innovation.
Mergers and acquisitions (M&A) activity in the sector has been moderate, with deal values in the xx Million range over the past few years. These activities have primarily focused on expanding market reach, enhancing technological capabilities, and diversifying product offerings.
Croatia POS Terminals Market Industry Trends & Insights
The Croatian POS terminals market is experiencing robust growth, with a Compound Annual Growth Rate (CAGR) of xx% projected from 2025 to 2033. This growth is driven by several factors, including the increasing adoption of digital payments across various industries, expanding e-commerce activities, and the government's push for digitalization. Market penetration is expected to reach xx% by 2033, indicating significant untapped potential.
Technological advancements, such as the introduction of softPOS solutions and improved security features, are further propelling market growth. Consumer preferences are shifting towards faster, more convenient, and secure payment options, driving demand for advanced POS terminals. Competitive dynamics are shaped by factors like pricing strategies, technological innovations, and customer service. The entry of new players and the expansion of existing ones are contributing to a highly competitive landscape.
Dominant Markets & Segments in Croatia POS Terminals Market
The Retail sector dominates the Croatian POS terminals market, followed by Hospitality. The dominance of retail stems from the high volume of transactions and the need for efficient point-of-sale systems.
Key Drivers for Retail Segment Dominance:
- High transaction volume
- Demand for efficient and reliable systems
- Growing adoption of digital payments
- Government initiatives supporting business digitalization
Key Drivers for Hospitality Segment Growth:
- Increasing tourism
- Growing demand for contactless payments
- Need for integrated POS systems for efficient order management
- Focus on enhancing customer experience
Within the "By Type" segment, Fixed Point-of-Sale Systems currently hold the largest market share, driven by their reliability and established presence. However, the Mobile/Portable Point-of-Sale Systems segment is experiencing rapid growth, propelled by increased mobility and flexibility requirements.
Croatia POS Terminals Market Product Developments
Recent product innovations focus on enhancing security, improving user experience, and integrating advanced functionalities. The market is seeing the increased adoption of contactless payment technologies, mobile POS solutions, and cloud-based systems. These advancements offer improved transaction speed, enhanced security features, and better data management capabilities. The integration of these technologies addresses the growing need for efficient and secure payment processing, aligning with market trends and consumer preferences.
Report Scope & Segmentation Analysis
This report segments the Croatian POS terminals market by Type (Fixed Point-of-sale Systems and Mobile/Portable Point-of-sale Systems) and by End-User Industry (Retail, Hospitality, Healthcare, and Others).
By Type:
Fixed Point-of-sale Systems: This segment is expected to maintain a significant market share due to its reliability and established infrastructure. Growth is projected to be steady, driven by the ongoing demand from established businesses. Competitive dynamics are characterized by price competition and feature differentiation.
Mobile/Portable Point-of-sale Systems: This segment is experiencing rapid growth due to its flexibility and convenience, particularly in sectors like hospitality and delivery services. Growth projections are high, driven by the increasing adoption of mobile payments and the expansion of online and mobile commerce.
By End-User Industry:
Retail: This segment dominates the market, driven by high transaction volumes and the need for efficient payment processing systems.
Hospitality: This segment is experiencing significant growth due to increasing tourist numbers and the need for flexible payment solutions.
Healthcare: This segment presents emerging opportunities due to the growing need for secure and efficient payment processing in healthcare settings.
Others: This segment includes various other industries that are adopting POS systems, contributing to overall market growth.
Key Drivers of Croatia POS Terminals Market Growth
Several factors are driving the growth of the Croatian POS terminals market. The increasing adoption of digital payment methods by consumers and businesses is a key driver. Government initiatives promoting digitalization and technological advancements, such as the introduction of softPOS solutions, are further stimulating market expansion. The tourism sector's growth also contributes to the demand for POS systems, particularly in the hospitality industry.
Challenges in the Croatia POS Terminals Market Sector
Despite the growth potential, the Croatian POS terminals market faces certain challenges. These include the need for enhanced cybersecurity measures to combat fraud, the high initial investment costs associated with implementing new POS systems, and potential regulatory hurdles related to data privacy and security. Competition from emerging payment technologies and the need to adapt to evolving consumer preferences also pose significant challenges.
Emerging Opportunities in Croatia POS Terminals Market
The Croatian POS terminals market presents several emerging opportunities. The increasing adoption of contactless payments, the growth of e-commerce, and the expansion of mobile POS solutions create significant market potential. Integrating advanced functionalities such as loyalty programs and customer relationship management (CRM) systems into POS terminals presents opportunities for value-added services. Focus on providing tailored solutions for specific industry segments, such as healthcare and logistics, also offers promising prospects.
Leading Players in the Croatia POS Terminals Market Market
- Bluebird Inc
- Monri
- Global Payments s r o
- Web Studio WSPay
- Kevin
- NCR Corporation
- VeriFone Inc
- NEC Corporation
- myPOS World Ltd
Key Developments in Croatia POS Terminals Market Industry
- May 2022: PayPal introduces a software point-of-sale (softPOS) solution in Europe through Zettle. This development significantly impacts the market by offering merchants a cost-effective way to accept contactless payments, aligning with the growing consumer preference for contactless transactions and driving adoption of softPOS technology.
Strategic Outlook for Croatia POS Terminals Market Market
The future of the Croatian POS terminals market appears promising. Continued growth is expected, driven by technological advancements, expanding e-commerce, and government support for digitalization. Companies that focus on innovation, security, and providing tailored solutions will be well-positioned to capitalize on the market's growth potential. The market will likely witness increased consolidation through mergers and acquisitions, as players seek to expand their market share and enhance their capabilities.
Croatia POS Terminals Market Segmentation
-
1. Type
- 1.1. Fixed Point-of-sale Systems
- 1.2. Mobile/Portable Point-of-sale Systems
-
2. End-User Industry
- 2.1. Retail
- 2.2. Hospitality
- 2.3. Healthcare
- 2.4. Others
Croatia POS Terminals Market Segmentation By Geography
- 1. Croatia

Croatia POS Terminals Market Regional Market Share

Geographic Coverage of Croatia POS Terminals Market
Croatia POS Terminals Market REPORT HIGHLIGHTS
| Aspects | Details |
|---|---|
| Study Period | 2020-2034 |
| Base Year | 2025 |
| Estimated Year | 2026 |
| Forecast Period | 2026-2034 |
| Historical Period | 2020-2025 |
| Growth Rate | CAGR of 9.8% from 2020-2034 |
| Segmentation |
|
Table of Contents
- 1. Introduction
- 1.1. Research Scope
- 1.2. Market Segmentation
- 1.3. Research Methodology
- 1.4. Definitions and Assumptions
- 2. Executive Summary
- 2.1. Introduction
- 3. Market Dynamics
- 3.1. Introduction
- 3.2. Market Drivers
- 3.2.1. Significant Rise in the Demand for Contactless and Mobile POS Terminals; Increase in Credit & Debit Card Users Expects Significant Growth in the Market
- 3.3. Market Restrains
- 3.3.1. ; Declining Rate of Shipment of PCs and Tablets
- 3.4. Market Trends
- 3.4.1. Retail Sector Driving the Growth of POS Terminal Market
- 4. Market Factor Analysis
- 4.1. Porters Five Forces
- 4.2. Supply/Value Chain
- 4.3. PESTEL analysis
- 4.4. Market Entropy
- 4.5. Patent/Trademark Analysis
- 5. Croatia POS Terminals Market Analysis, Insights and Forecast, 2020-2032
- 5.1. Market Analysis, Insights and Forecast - by Type
- 5.1.1. Fixed Point-of-sale Systems
- 5.1.2. Mobile/Portable Point-of-sale Systems
- 5.2. Market Analysis, Insights and Forecast - by End-User Industry
- 5.2.1. Retail
- 5.2.2. Hospitality
- 5.2.3. Healthcare
- 5.2.4. Others
- 5.3. Market Analysis, Insights and Forecast - by Region
- 5.3.1. Croatia
- 5.1. Market Analysis, Insights and Forecast - by Type
- 6. Competitive Analysis
- 6.1. Market Share Analysis 2025
- 6.2. Company Profiles
- 6.2.1 Bluebird Inc
- 6.2.1.1. Overview
- 6.2.1.2. Products
- 6.2.1.3. SWOT Analysis
- 6.2.1.4. Recent Developments
- 6.2.1.5. Financials (Based on Availability)
- 6.2.2 Monri
- 6.2.2.1. Overview
- 6.2.2.2. Products
- 6.2.2.3. SWOT Analysis
- 6.2.2.4. Recent Developments
- 6.2.2.5. Financials (Based on Availability)
- 6.2.3 Global Payments s r o*List Not Exhaustive 7 2 Market Share of Key Player
- 6.2.3.1. Overview
- 6.2.3.2. Products
- 6.2.3.3. SWOT Analysis
- 6.2.3.4. Recent Developments
- 6.2.3.5. Financials (Based on Availability)
- 6.2.4 Web Studio WSPay
- 6.2.4.1. Overview
- 6.2.4.2. Products
- 6.2.4.3. SWOT Analysis
- 6.2.4.4. Recent Developments
- 6.2.4.5. Financials (Based on Availability)
- 6.2.5 Kevin
- 6.2.5.1. Overview
- 6.2.5.2. Products
- 6.2.5.3. SWOT Analysis
- 6.2.5.4. Recent Developments
- 6.2.5.5. Financials (Based on Availability)
- 6.2.6 NCR Corporation
- 6.2.6.1. Overview
- 6.2.6.2. Products
- 6.2.6.3. SWOT Analysis
- 6.2.6.4. Recent Developments
- 6.2.6.5. Financials (Based on Availability)
- 6.2.7 VeriFone Inc
- 6.2.7.1. Overview
- 6.2.7.2. Products
- 6.2.7.3. SWOT Analysis
- 6.2.7.4. Recent Developments
- 6.2.7.5. Financials (Based on Availability)
- 6.2.8 NEC Corporation
- 6.2.8.1. Overview
- 6.2.8.2. Products
- 6.2.8.3. SWOT Analysis
- 6.2.8.4. Recent Developments
- 6.2.8.5. Financials (Based on Availability)
- 6.2.9 myPOS World Ltd
- 6.2.9.1. Overview
- 6.2.9.2. Products
- 6.2.9.3. SWOT Analysis
- 6.2.9.4. Recent Developments
- 6.2.9.5. Financials (Based on Availability)
- 6.2.1 Bluebird Inc
List of Figures
- Figure 1: Croatia POS Terminals Market Revenue Breakdown (billion, %) by Product 2025 & 2033
- Figure 2: Croatia POS Terminals Market Share (%) by Company 2025
List of Tables
- Table 1: Croatia POS Terminals Market Revenue billion Forecast, by Type 2020 & 2033
- Table 2: Croatia POS Terminals Market Revenue billion Forecast, by End-User Industry 2020 & 2033
- Table 3: Croatia POS Terminals Market Revenue billion Forecast, by Region 2020 & 2033
- Table 4: Croatia POS Terminals Market Revenue billion Forecast, by Type 2020 & 2033
- Table 5: Croatia POS Terminals Market Revenue billion Forecast, by End-User Industry 2020 & 2033
- Table 6: Croatia POS Terminals Market Revenue billion Forecast, by Country 2020 & 2033
Frequently Asked Questions
1. What is the projected Compound Annual Growth Rate (CAGR) of the Croatia POS Terminals Market?
The projected CAGR is approximately 9.8%.
2. Which companies are prominent players in the Croatia POS Terminals Market?
Key companies in the market include Bluebird Inc, Monri, Global Payments s r o*List Not Exhaustive 7 2 Market Share of Key Player, Web Studio WSPay, Kevin, NCR Corporation, VeriFone Inc, NEC Corporation, myPOS World Ltd.
3. What are the main segments of the Croatia POS Terminals Market?
The market segments include Type, End-User Industry.
4. Can you provide details about the market size?
The market size is estimated to be USD 32.33 billion as of 2022.
5. What are some drivers contributing to market growth?
Significant Rise in the Demand for Contactless and Mobile POS Terminals; Increase in Credit & Debit Card Users Expects Significant Growth in the Market.
6. What are the notable trends driving market growth?
Retail Sector Driving the Growth of POS Terminal Market.
7. Are there any restraints impacting market growth?
; Declining Rate of Shipment of PCs and Tablets.
8. Can you provide examples of recent developments in the market?
May 2022 - PayPal introduces a software point-of-sale (softPOS) solution in Europe through Zettle that could help the company gain greater in-store volume. SoftPOS enables merchants to accept contactless payments using existing hardware, allowing them to meet changing consumer payment trends without incurring extra hardware costs.
9. What pricing options are available for accessing the report?
Pricing options include single-user, multi-user, and enterprise licenses priced at USD 3800, USD 4500, and USD 5800 respectively.
10. Is the market size provided in terms of value or volume?
The market size is provided in terms of value, measured in billion.
11. Are there any specific market keywords associated with the report?
Yes, the market keyword associated with the report is "Croatia POS Terminals Market," which aids in identifying and referencing the specific market segment covered.
12. How do I determine which pricing option suits my needs best?
The pricing options vary based on user requirements and access needs. Individual users may opt for single-user licenses, while businesses requiring broader access may choose multi-user or enterprise licenses for cost-effective access to the report.
13. Are there any additional resources or data provided in the Croatia POS Terminals Market report?
While the report offers comprehensive insights, it's advisable to review the specific contents or supplementary materials provided to ascertain if additional resources or data are available.
14. How can I stay updated on further developments or reports in the Croatia POS Terminals Market?
To stay informed about further developments, trends, and reports in the Croatia POS Terminals Market, consider subscribing to industry newsletters, following relevant companies and organizations, or regularly checking reputable industry news sources and publications.
Methodology
Step 1 - Identification of Relevant Samples Size from Population Database



Step 2 - Approaches for Defining Global Market Size (Value, Volume* & Price*)

Note*: In applicable scenarios
Step 3 - Data Sources
Primary Research
- Web Analytics
- Survey Reports
- Research Institute
- Latest Research Reports
- Opinion Leaders
Secondary Research
- Annual Reports
- White Paper
- Latest Press Release
- Industry Association
- Paid Database
- Investor Presentations

Step 4 - Data Triangulation
Involves using different sources of information in order to increase the validity of a study
These sources are likely to be stakeholders in a program - participants, other researchers, program staff, other community members, and so on.
Then we put all data in single framework & apply various statistical tools to find out the dynamic on the market.
During the analysis stage, feedback from the stakeholder groups would be compared to determine areas of agreement as well as areas of divergence


